Financial Topics
 TDP Financial - - dedicated to empowering families...
March 2010   Friday, March 19, 2010
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Christine Duane is a financial advisor with TFS Securities, Inc. in Lincroft, New Jersey. Her office, located directly opposite the Parkway 109 South exit, in the Tomorrow's Financial Services Building, is easy to find.

And you can visit her website to find calculators, glossaries and referral sources at www.tdpfinancial.com

Christine has been a financial advisor since 1986. Through her current affiliation with the TFS companies, Christine takes her clients to their financial goals, one step at a time, using her expertise in:

  • Investment/Risk Analysis
  • Retirement/Pension Review
  • Debt Consolidation
  • Estate Planning
  • Personal Financial Planning
  • College Funding
  • Tax Planning
  • Insurance Reviews
  • Divorce Related Financial Analysis
  • QDRO Distributions and Rollovers

Christine believes that successful management of your finances today is the key to the lifestyle you and your family will enjoy - or endure - tomorrow.

Where will you be tomorrow?

Don't wait another day to find out if the path you're on will take you where you want to go.

Feel free to contact Christine at
(732)300-5708
or via e-mail at
cduane@tfsweb.com



  
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Be on target... call today! My goal is to aid my clients in managing their personal finances to achieve their long-term goals. Some areas that can be reviewed include:


 [FULL STORY]
 
Revisit Your Asset Allocation
No one enjoys the recent market fluctuations. But if these fluctuations have caused you extreme discomfort, then it's probably time to reassess your asset allocation. To do so, follow these steps...
 [FULL ARTICLE]
 
Is 10% Enough?
A common rule of thumb when planning for retirement is to save 10% of your gross income during your working years. Since this rule of thumb has been around for a long time, it's logical to question whether it's still an appropriate guideline. Several trends suggest that it is probably on the low side.
 [FULL ARTICLE]
 
Caught in the Middle
At a time when baby boomer couples should be saving for their own retirements, many feel squeezed by competing financial needs. Having started families later than past generations, their children may just now be entering college or still living at home. At the same time, aging parents may need financial assistance. It is a dilemma that is likely to become more common.
 [FULL ARTICLE]
 
The Problem with Average Returns
When setting up an investment program, the assumed rate of return is typically an average return for some historical period. While that is generally viewed as a conservative approach, there are some problems with using an average return.
 [FULL ARTICLE]
 
Time to Reassess Your Risk Tolerance
Typically, before deciding how much to allocate to different investment categories, you answer several questions about your tolerance for risk. While it can be difficult to judge how you will react to different scenarios, the recent stock market fluctuations have provided a real-world test of theoretical answers.
 [FULL ARTICLE]
 
Published by Christine G Duane, Financial Advisor
Copyright © 2010 Integrated Concepts Group, Inc.. All rights reserved.
Securities offered through TFS Securities, Inc., Member FINRA/SIPC, a full service broker dealer located at 437 Newman Springs Rd., Lincroft NJ 07738. (732) 758-9300. Investment Advisory services offered through Innovative Market Trends, a service of TFS Securities, Inc. Insurance services offered through TFS Insurance, Inc.

Articles provided by Integrated Concepts Group, Inc. This newsletter intends to offer factual and up-to-date information on the subjects discussed, but should not be regarded as a complete analysis of these subjects. The appropriate professional advisors should be consulted before implementing any options presented. No party assumes liability for any loss or damage resulting from errors or omissions or reliance on or use of this material. 		TELL A FRIEND