Monthly Financial Tips Brought to you compliments of The Granville Investment Group, Inc an independent firm
August 2010   Friday, September 3, 2010
Consider Long-Term-Care Insurance
Life expectancies have increased significantly and are expected to continue to increase in the future. As people age, they are more likely to develop conditions that limit their ability to live independently. However, it is estimated that only 14% of households have purchased long-term-care insurance (Source: Long-Term Care Costs and the National Retirement Risk Index, March 2009).
 [FULL ARTICLE]
 
Using Conservative Assumptions
How can you ensure you'll have sufficient funds to last your entire retirement? So many of the variables used to calculate this amount seem uncertain. What is a reasonable rate of return for your investments over the long term? How long will you live, knowing life expectancies are increasing? How much can you count on from Social Security and pension plans?
[FULL ARTICLE]
 
Don't Make These Selling Mistakes
An important part of any investment strategy is developing a methodology for ultimately selling your investments. Unfortunately, many investors sell based on emotional factors, making one of several mistakes
 [FULL ARTICLE]
 
Improving Your Credit Score
As lenders have clamped down on issuing credit, your credit score now has a more significant impact on loans available to you, the interest rate and fees you'll pay, and other terms of the loan. Thus, it is more important than ever to understand your credit score and how you can improve it.
 [FULL ARTICLE]
 
Why Do You Need Bonds?
Why should you consider bonds for your investment portfolio? The primary reasons include...
 [FULL ARTICLE]
 
Offices of The Granvillle Investment Group, Inc.

The professionals at The Granville Investment Group, Inc. are dedicated to providing clients with comprehensive financial solutions. Through our relationship with Raymond James Financial Services, we are focused on building a partnership with those who entrust us with their finances and investments. When a client comes to our firms for advice, we are committed to addressing their questions. Our staff is capable of dealing with a variety of financial concerns and our services are provided in concert with the strongest and most financially sound companies in the industry.

Honest, ethical, faith-based advice and counsel is our calling card. Client decisions are encouraged only after careful consideration of all facts and available options. This ensures client comfort once a decision has been made. Personal consultations in our office are encouraged, and our staff is always available to respond to telephone calls or e-mail messages.

Communication with our clients includes a weekly broadcast of "The Investor's Edge" syndicated on state-wide radio. You'll get a live hour of the latest news and analysis from Wall Street, plus Biblically based perspectives on everything and anything money - your assets, your investment portfolio, or your retirement plan at work. We take time every Saturday to answer your calls and questions and talk about the financial issues that are important to you.

Radio Stations where you can hear "The Investor's Edge" Live Every Saturday Morning at 9:00 a.m.
WRFD 880 AM Statewide - Ohio
WLOH 1320 AM Lancaster, Ohio
WHTH 790 AM Newark, Ohio


Web Address http://www.raymondjames.com/theinvestorsedge/

The Granville Investment Group, Inc.
An Independent Firm
1911 Newark Granville Rd
Granville OH 43023
800-799-7978 740-587-3975

James H Legg, Jr
President, GIG
Branch Manager, RJFS
jim.legg@raymondjames.com  

John P. Rossignol, CFP®
Executive Vice President, GIG
Registered Principal, RJFS
john.rossignol@raymondjames.com  

Roy A. Van Atta
Vice President Business Development, GIG
Financial Advisor, RJFS
roy.vanatta@raymondjames.com  

C. Lynn Strayer
Financial Advisor, RJFS
lynn.strayer@raymondjames.com  

Jennifer L. Long
Client Services Coordinator
jennifer.long@raymondjames.com  


  
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Published by John P. Rossignol, CFP®
Copyright © 2010 John P. Rossignol, CFP®. All rights reserved.
Financial Topics was prepared by Integrated Concepts Group, Inc. This newsletter intends to offer factual and up-to-date information on the subjects discussed, but should not be regarded as a complete analysis of these subjects. Professional advisers should be consulted before implementing any options presented. No party assumes liability for any loss or damage resulting from errors or omissions or reliance on or use of this material.

Any opinions are those of John P. Rossignol, CFP® and not necessarily those of RJFS or Raymond James. Past performance may not be indicative of future results.

The information contained in this report does not purport to be a complete description of the securities, markets, or developments referred to in this material. The information has been obtained from sources considered to be reliable, but we do not guarantee that the foregoing material is accurate or complete. Any opinions are those of John P. Rossignol, CFP® and not necessarily those of RJFS or Raymond James. Expressions of opinions are as of this date and are subject to change without notice. This information is not intended as a solicitation or an offer to buy or sell any security referred to herein. Past performance may not be indicative of future results. 		TELL A FRIEND
Securities offered through Raymond James Financial Services, Inc. member FINRA/SIPC. 1911 Newark-Granville Rd., Granville, OH 43023 Phone: (740) 587-3975 (800)799-7978