Financial Topics

November 2007   Friday, November 21, 2008
Squeezed between Competing Needs
At a time when baby boomer couples should be saving for their own retirements, many feel squeezed by competing financial needs. Having started families later than past generations, their children may just now be entering college or still living at home. At the same time, aging parents may need financial assistance. It is a dilemma that is likely to become more common.
[FULL ARTICLE]
 
Avoid Withdrawal Mistakes
During your working years, your emphasis was to accumulate as much as possible for retirement. But as you near retirement age, you need to start thinking about how to withdraw those funds to maximize your income. To help accomplish that, avoid these mistakes.
[FULL ARTICLE]
 
Dealing with Stock Price Declines
When a stock's price declines substantially, you might wonder what you should do. If you own the stock, should you sell before the stock declines more or purchase more shares at the lower price? If you are interested in the stock, should you purchase now or stay away from it? Before you decide, you need to assess the cause of the price decline. Typically, the stock's price is reacting to one of three things.
[FULL ARTICLE]
 
What Are Zero-Coupon Bonds?
Zero-coupon bonds do not pay interest during the bond's life. Since most investors purchase bonds to receive periodic interest income, this may seem like a contradiction. However, some investors desire the fixed return without the periodic receipt of interest payments. Zero-coupon bonds were designed to meet that need.
[FULL ARTICLE]
 
Clean Up Your Portfolio
Before year-end, get all your information together, thoroughly analyze it, and clean up your portfolio. Some points to consider during this review include...
[FULL ARTICLE]
 

David K. Sebastian, CFP®, and his team of experts at The Physicians Wealth Management Group specialize in working with individual physicians and group medical practices. David is considered to be one of the top financial advisors in the country with more than twenty five years of Wall Street experience as a chief investment officer, portfolio manager, institutional bond trader, and estate planning, benefits planning and retirement consultant.

Commitment to his clients’ financial needs and well being is a primary motivation for David.

The Physicians Wealth Management Group was specifically created to address and manage all of the unique financial challenges that doctors are facing both individually and through their group medical practices.

Feel free to contact me at
www.physicianswealth.com or
dsebastian@sfr1.com
or call me at (973) 285-3600


 
SUBSCRIBE

Feel free to enter a friend’s e-mail address to receive a free copy of my newsletter. You can also remove your name from my mailing list by clicking the remove button.


Add a friend’s name
Remove your name
Send as HTML
 

ARCHIVE
October 2007
September 2007
August 2007
July 2007
June 2007
May 2007
April 2007
March 2007
February 2007
January 2007
December 2006
November 2006
October 2006
September 2006
August 2006
July 2006
June 2006
May 2006
April 2006
March 2006

[MORE]
Published by David Sebastian
Copyright © 2007 David Sebastian. All rights reserved.
This newsletter intends to offer factual and up-to-date information on the subjects discussed, but should not be regarded as a complete analysis of these subjects. The appropriate professional advisors should be consulted before implementing any options presented. No party assumes liability for any loss or damage resulting from errors or omissions or reliance on or use of this material.
TELL A FRIEND
Powered by IMN