Brought to you compliments of Sarah M. Place, MBA
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March 2005
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Saturday, February 4, 2012
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Welcome to Our Newsletter
Welcome to our new e-newsletter for clients and friends. The newsletter will arrive via e-mail every month, containing informative articles on a variety of financial and investment topics. If you don't want to receive this newsletter, simply fill out the subscribe box below, indicating you wish to be deleted from our mailing list. You can also use the subscribe box to add friends or relatives to our mailing list. Please feel free to contact us with any questions or concerns. Hope you enjoy the newsletter.
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Tips to Consider for Your Estate Plan
Current tax laws have made estate planning
more complicated. The estate tax is scheduled to phase out gradually
until 2009, be repealed in 2010, and then reinstated in 2011 based
on 2001 tax laws. That assumes there will be no future tax legislation
during that time. But don't let these evolving tax laws prevent
you from planning your estate. Instead, consider the following
tips.
[FULL ARTICLE]
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Thinking Through a QTIP Trust
The main objective of the QTIP trust is
to allow use of assets by your spouse while you still determine
the distribution of those assets after your spouse's death. That
way, should your spouse remarry after your death, his/her new
spouse won't inherit any of your assets. Or, if you have children
from a previous marriage, this trust will ensure those children
receive part of your estate. But if you do decide to use a QTIP
trust, think through all provisions so you don't impose unnecessary
hardship on your spouse.
[FULL ARTICLE]
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Do You Really Need a Will?
Many people believe they don't need a will. The more common reasons cited include an estate that is too small, all property is jointly owned, a living will will distribute assets, and the estate will grow significantly in the future. But how valid are these reasons for not preparing a will?
[FULL ARTICLE]
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Diversifying All Your Assets
When asked how their assets are diversified,
most people respond by indicating how much of their portfolio
is divided between stocks, bonds, and cash. But looking at your
overall financial diversification means more than simply looking
at your investment portfolio - you need to examine all your assets.
Some items to consider include.
[FULL ARTICLE]
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Stretching Your Salary
Even though all indications are that the
economy is recovering, that doesn't necessarily mean that a large
raise is on the near-term horizon for you. Your best bet for the
near term is to make your current salary stretch farther. Here
are some thoughts on how to do that.
[FULL ARTICLE]
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Sarah has over fifteen years experience in the financial services industry. She received her MBA at St. Mary's University Graduate School of Business in San Antonio, TX and her bachelor’s degree in Economics–Finance at Bentley College in Waltham, MA. The firm she founded, Place Trade Financial, Inc., (Member NASD, SIPC) is an active member of the Securities Industry Association (SIA).
Feel free to contact Sarah via e-mail at
sarah@placetrade.com
or visit our Web site
www.placetrade.com
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Published by
Sarah M. Place
Copyright © 2005 Place Trade Financial, Inc., Member NASD/SIPC. All rights reserved.
This newsletter intends to offer factual and up-to-date information on the subjects discussed, but should not be regarded as a complete analysis of these subjects. The appropriate professional advisors should be consulted before implementing any options presented. No party assumes liability for any loss or damage resulting from errors or omissions or reliance on or use of this material.
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TELL A FRIEND
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