Brought to you compliments of Sarah M. Place, MBA
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September 2005
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Saturday, February 4, 2012
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It's That Time Again
If we haven’t met within the last year, we should get together to review your financial situation and update your financial planning strategies. Today, things are constantly changing in the financial services industry and more specialized products are being offered. Therefore, it is important to monitor your progress at least annually to make sure that you continue to be on the right track for your financial future.
Please don’t let procrastination delay your financial progress. Call or e-mail our office today and we will be happy to schedule an appointment as quickly as possible.
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10 Tax Strategies to Consider
Review your tax situation now. This gives you time to consider various tax planning strategies and ensure you have adequate time to implement them before year-end. If you're looking for ways to reduce your
income tax bill, consider the following strategies.
[FULL ARTICLE]
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Estate Planning for Combined Families
The most common estate plan is to leave
everything to your spouse, who then leaves everything to your
children after his/her death. However, if this is other than a
first marriage, you and your spouse may also have children from
prior marriages. Then, you need to make fundamental decisions
about how to treat assets each spouse brings to the marriage,
how to distribute assets acquired after marriage, and how to provide
for children from prior marriages.
[FULL ARTICLE]
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Selling Your Home
When selling your principal residence, the
basic tax rule is that you can exclude gains of up to $250,000
if you are a single taxpayer and $500,000 if you are a married
taxpayer filing jointly, provided the home was your primary residence
in at least two of the preceding five years. This exclusion can
be used once every two years. While this rule seems fairly straightforward,
there are a number of special situations to keep in mind
[FULL ARTICLE]
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Investing in Foreign Stocks at Home
Looking for a way to invest in specific
foreign companies without learning all the intricacies of other
countries' stock markets? You may want to consider American depositary
receipts (ADRs). ADRs are the form in which foreign stocks
trade on U.S. stock exchanges. An ADR is a negotiable certificate
issued by a U.S. bank (the depositary), representing shares of
a foreign stock. The original foreign stock certificates are owned
by the bank and held in the issuer's country.
[FULL ARTICLE]
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Budgeting and Your College Student
Many students will first handle money without
parental supervision during college. To help keep costs down and
avoid conflicts, you may want to develop a budget to guide your
child's spending. As you go through the process, consider the
following
[FULL ARTICLE]
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Sarah has over fifteen years experience in the financial services industry. She received her MBA at St. Mary's University Graduate School of Business in San Antonio, TX and her bachelor’s degree in Economics–Finance at Bentley College in Waltham, MA. The firm she founded, Place Trade Financial, Inc., (Member NASD, SIPC) is an active member of the Securities Industry Association (SIA).
Feel free to contact Sarah via e-mail at
sarah@placetrade.com
or visit our Web site
www.placetrade.com
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Published by
Sarah M. Place
Copyright © 2005 Place Trade Financial, Inc., Member NASD/SIPC. All rights reserved.
This newsletter intends to offer factual and up-to-date information on the subjects discussed, but should not be regarded as a complete analysis of these subjects. The appropriate professional advisors should be consulted before implementing any options presented. No party assumes liability for any loss or damage resulting from errors or omissions or reliance on or use of this material.
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TELL A FRIEND
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