Brought to you compliments of Sarah M. Place, MBA
|
|
|
December 2005
|
Saturday, February 4, 2012
|
|
|
To Cherished Old Friends and Valued New Friends
One of the joys of the holiday season is remembering those who are important to us.
We truly appreciate the confidence you have placed in us, since it is the loyalty of clients like you that enables us to succeed. We promise to continue to do our best for you in every way possible.
May we convey warm Season’s Greetings and extend our best wishes for good health, happiness, and prosperity in the coming year.
|
|
Financial Strategies for Major Life Events
As you encounter major life events, different
financial matters will be of primary concern. For instance, your
financial concerns when you start your first job will be very
different from your concerns as you approach retirement age. Some
tips to consider as you encounter major life events include.
[FULL ARTICLE]
|
Make Your Resolutions Work
How often have you drawn up an ambitious
list of new year's resolutions, only to find you've given up on
them after a few weeks? Don't let that happen to you in 2006.
If you want to make significant strides toward achieving your
financial goals, determine why your resolutions have failed in
the past and find ways to overcome those obstacles.
[FULL ARTICLE]
|
Tips for This Housing Market
Who isn't worried about the value of their
home in this market? Numerous articles have been written about
whether we're in the midst of a housing bubble and when the housing
boom will end. The tone is reminiscent of discussions that occurred
right before technology stocks tumbled in 2000. How concerned
should you be about your home's value?
[FULL ARTICLE]
|
Consider Splitting Your IRA
The distribution rules for inherited individual
retirement accounts (IRAs) generally make it advantageous to separate
accounts for each beneficiary, which can be done during your life
or by December 31 of the year following your death. If you plan
to leave an IRA balance to several beneficiaries, consider splitting
each beneficiary's share into a separate account during your life.
Why is it important to have separate accounts?
[FULL ARTICLE]
|
Caring for Aging Parents
As life expectancies continue to increase,
it becomes increasingly likely that you may need to financially
help an aging parent. If you find yourself in that situation,
review the tax laws to determine whether you can obtain some tax
relief. The key is to determine whether you can
deduct your parent as a dependent, which entitles you to an additional
personal exemption on your tax return, reducing your taxable income
by $3,200 in 2005.
[FULL ARTICLE]
|
|
|  |
|
|
Sarah has over fifteen years experience in the financial services industry. She received her MBA at St. Mary's University Graduate School of Business in San Antonio, TX and her bachelor’s degree in Economics–Finance at Bentley College in Waltham, MA. The firm she founded, Place Trade Financial, Inc., (Member NASD, SIPC) is an active member of the Securities Industry Association (SIA).
Feel free to contact Sarah via e-mail at
sarah@placetrade.com
or visit our Web site
www.placetrade.com
|
|
|
Published by
Sarah M. Place
Copyright © 2005 Place Trade Financial, Inc., Member NASD/SIPC. All rights reserved.
This newsletter intends to offer factual and up-to-date information on the subjects discussed, but should not be regarded as a complete analysis of these subjects. The appropriate professional advisors should be consulted before implementing any options presented. No party assumes liability for any loss or damage resulting from errors or omissions or reliance on or use of this material.
|
TELL A FRIEND
|
|
| |