Brought to you compliments of Sarah M. Place, MBA
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July 2006
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Wednesday, September 8, 2010
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Thanks for the Referrals
One of the things I like best about this business is having the opportunity to meet and work with terrific clients like each of you. I value the faith and trust you have placed in me. My number one goal is to make sure that you are pleased with the work I do for you. In return, there’s something you can do for me. If you have friends or relatives who could also benefit from my services, please tell them about me.
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Where Are All the Jobs Going?
Almost daily, it seems like there is another
news item indicating that service jobs in the United States are
being outsourced to other parts of the world. When manufacturing
jobs were lost to overseas markets, it was painful for those who
lost their jobs, but seen as positive overall for the economy.
The end result was lower prices for consumers, a more efficient
economy, and a higher overall standard of living.
[FULL ARTICLE]
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How Much Will Social Security Replace?
When determining how much income you'll
need after retirement, it is typically expressed as a percentage
of your preretirement income. Thus, if you earn $75,000 per year
and estimate you'll need $70,000 after retirement, you need 93%
of your preretirement income. Rules of thumb estimating how much
is needed range from 70% to over 100% of preretirement income.
Since the amount needed is dependent on your lifestyle after retirement,
you should thoroughly analyze your situation to decide how much
you'll need.
[FULL ARTICLE]
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Reviewing Your Portfolio’s Performance
At least annually, you should review your
portfolio's performance, comparing it to relevant benchmarks and
determining whether you are making progress toward accomplishing
your financial goals. Consider these steps in the process.
[FULL ARTICLE]
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Helping Your Parents with Their Finances
Discussing financial matters with your parents
can be difficult. You don't want to seem concerned about how much
money they may eventually leave you, while they may fear you are
interfering in their lives. Yet, without discussing these matters
beforehand, you may have trouble finding all their financial records
or determining their wishes if you need to take over their finances.
[FULL ARTICLE]
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Do You Really Need an Estate Plan?
Of all the reasons people find for not planning
their estates, perhaps the most convincing is that their estate
will not be subject to estate taxes. In 2006, your taxable estate
must exceed $2,000,000 before being subject to estate taxes. However,
an estate plan can provide numerous benefits in addition to reducing
estate taxes.
[FULL ARTICLE]
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Sarah has over fifteen years experience in the financial services industry. She received her MBA at St. Mary's University Graduate School of Business in San Antonio, TX and her bachelor’s degree in Economics–Finance at Bentley College in Waltham, MA. The firm she founded, Place Trade Financial, Inc., (Member NASD, SIPC) is an active member of the Securities Industry Association (SIA).
Feel free to contact Sarah via e-mail at
sarah@placetrade.com
or visit our Web site
www.placetrade.com
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Published by
Sarah M. Place
Copyright © 2006 Place Trade Financial, Inc., Member NASD/SIPC. All rights reserved.
This newsletter intends to offer factual and up-to-date information on the subjects discussed, but should not be regarded as a complete analysis of these subjects. The appropriate professional advisors should be consulted before implementing any options presented. No party assumes liability for any loss or damage resulting from errors or omissions or reliance on or use of this material.
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TELL A FRIEND
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