Brought to you compliments of Sarah M. Place, MBA
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January 2007
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Thursday, September 9, 2010
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New Year Portfolio Review
Soon you will be receiving year-end tax information and performance statements, and your attention will be headed to financial matters. This makes it a good time to review your investment portfolio. How have your investments performed? What are your current allocations? Is anything out of balance? Should you change any allocations for the year ahead?
I can help you answer those questions, or any others you may have. Please set up an appointment to discuss your current portfolio and evaluate where you are as we head into this new year. We can talk about the past year, find out if any of your objectives have changed, and decide if we should make any adjustments to your portfolio and financial plan.
This is a complimentary service, so please take advantage of it. My goal is to help you succeed in meeting your goals. To do that, we need to communicate regularly and make sure you are on the right path. So, please call or e-mail me to set up an appointment for this “New Year Portfolio Review.”
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Get the Basics Right
The sheer number of financial decisions
required to manage our finances can seem overwhelming. But often
we spend an inordinate amount of time on small stuff - getting
the bills paid on time, reconciling bank accounts, and calling
to have a late charge waived. While those things need to get done,
how do we judge whether we're headed on the right course? There
are six basic financial decisions that can determine the course
of your financial life.
[FULL ARTICLE]
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The Financial Planning Process
What are you doing to pursue your financial
goals? Developing and implementing a written financial plan will
give you a road map to help in the process.
[FULL ARTICLE]
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Life Insurance and Estate Planning
One of the more common reasons to own life
insurance is to help fund estate taxes after your death. If the
policy is properly structured, the proceeds will not be included
in your taxable estate and your beneficiaries will not have to
pay federal income or estate taxes. However, with the eventual
repeal of the estate tax in 2010, you may wonder whether you still
need life insurance for estate purposes.
[FULL ARTICLE]
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Asset Allocation Tips
Unfortunately, there is no one asset allocation
plan that is suitable for all investors. You need to evaluate
your risk tolerance, time horizon for investing, and return needs
to determine how you should allocate your portfolio among the
various investment categories. To help you with those decisions,
consider these points.
[FULL ARTICLE]
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Loan Carefully
Responding to a request for a loan from
a family member or friend can be difficult. Often, the reason
they're asking is because a bank or other lending source has turned
them down, making them less than an ideal credit risk. Carefully
consider such a request before agreeing to loan money. Consider
these points.
[FULL ARTICLE]
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Sarah has over fifteen years experience in the financial services industry. She received her MBA at St. Mary's University Graduate School of Business in San Antonio, TX and her bachelor’s degree in Economics–Finance at Bentley College in Waltham, MA. The firm she founded, Place Trade Financial, Inc., (Member NASD, SIPC) is an active member of the Securities Industry Association (SIA).
Feel free to contact Sarah via e-mail at
sarah@placetrade.com
or visit our Web site
www.placetrade.com
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Published by
Sarah M. Place
Copyright © 2006 Place Trade Financial, Inc., Member NASD/SIPC. All rights reserved.
This newsletter intends to offer factual and up-to-date information on the subjects discussed, but should not be regarded as a complete analysis of these subjects. The appropriate professional advisors should be consulted before implementing any options presented. No party assumes liability for any loss or damage resulting from errors or omissions or reliance on or use of this material.
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TELL A FRIEND
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