Brought to you compliments of Sarah M. Place, MBA
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April 2007
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Saturday, February 4, 2012
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A Wealth of Services
Our goal is to aid our clients in managing their personal finances to achieve their long-term goals. Some areas we can best be of service include:
Financial Planning -- Through meticulous fact-finding, we analyze your current planning and develop strategies to help you achieve your long-term goals.
Retirement Planning -- We can either design a retirement plan for your company or help you maximize a plan that you participate in.
Estate Planning -- Through the use of the latest estate planning techniques, we can help you develop an effective estate plan, which considers wills, trusts, insurance, and other vehicles to help minimize your estate taxation.
Personal Insurance -- We provide a full range of insurance products, including life, health, disability, homeowners, and automobile.
Tax Planning -- We can help you develop strategies designed to reduce your tax burden.
We find out your goals first, then decide the appropriate course to accomplish those goals. Feel free to call or e-mail us if you’d like help with any of your financial needs.
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Married Couples and Their Estate Plans
Between the unlimited marital deduction
(which allows married couples to leave any amount to their spouse
without paying estate taxes) and rising estate exemption amounts,
many married couples may not feel much need to plan their estates.
Before reaching that conclusion, consider these items
[FULL ARTICLE]
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Organizing Your Estate for Heirs
Don't think you're finished with the estate
planning process once a will, trusts, and other estate planning
documents are in place. From your heirs' point of view, it's just
as important for you to organize paperwork and inform them of
basic decisions. One way to approach this task in a systematic
manner is to prepare a notebook including the following items.
[FULL ARTICLE]
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How Much Can You Withdraw?
In a recent survey, respondents were asked
what percentage of their retirement savings could be safely withdrawn
every year without running out of money in their lifetime. Approximately
42% of the respondents didn't know, 6% said 25% or more, 6% said
15% to 24%, 17% said 10% to 14%, 19% said 5% to 9%, and 10% said
less than 5% (Source: National Underwriter, May 8, 2006).
[FULL ARTICLE]
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Using an IRA Distribution for Charitable Contributions
As part of the Pension Protection Act of
2006, taxpayers age 70 1/2 and older can take tax-free distributions, up to
$100,000 in 2006 and 2007, from traditional and Roth individual
retirement accounts (IRAs) for charitable purposes. This provision
is expected to increase charitable contributions from IRAs. Without
this provision, donors typically find that the income tax deduction
for the charitable contribution is not enough to offset the tax
bill generated by the IRA distribution. With this provision, the
income from the IRA is not included in gross income, and the charitable
contribution cannot be deducted on the donor's tax return.
[FULL ARTICLE]
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Before Purchasing That Investment
Before purchasing an investment for your
portfolio, answer these questions about that investment.
[FULL ARTICLE]
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Sarah has over fifteen years experience in the financial services industry. She received her MBA at St. Mary's University Graduate School of Business in San Antonio, TX and her bachelor’s degree in Economics–Finance at Bentley College in Waltham, MA. The firm she founded, Place Trade Financial, Inc., (Member NASD, SIPC) is an active member of the Securities Industry Association (SIA).
Feel free to contact Sarah via e-mail at
sarah@placetrade.com
or visit our Web site
www.placetrade.com
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Published by
Sarah M. Place
Copyright © 2007 Place Trade Financial, Inc., Member NASD/SIPC. All rights reserved.
This newsletter intends to offer factual and up-to-date information on the subjects discussed, but should not be regarded as a complete analysis of these subjects. The appropriate professional advisors should be consulted before implementing any options presented. No party assumes liability for any loss or damage resulting from errors or omissions or reliance on or use of this material.
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TELL A FRIEND
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