If you watch the news, read financial publications, or listen to the radio, I’m sure you have heard analysts predicting a fall in the market. I’m also sure you have heard others saying that the long-term market outlook is positive and nothing to be concerned about.

One thing that is important to understand when investing is that you should pay attention to the long-term view and ignore the speculation about the market’s next move. This is where an annual portfolio review can really help. When we review your portfolio, we will make sure your goals, time frame, and risk tolerance are the same as when we originally created your portfolio. We will then discuss your investments and why we chose the allocations we did. We can also review specifics of the companies you are invested in. Often, looking at the companies’ price/earnings ratios, dividends, earnings, and outlook will help reassure you that you are invested in such a way as to help you meet your goals.

Don’t be afraid of corrections in the market. They will come and go. However, if you have a carefully designed portfolio in place, you can wait out the downturns and maybe even use them to purchase more stocks for your portfolio. If you’re still not sure how the market movements affect your finances, please call or e-mail me. I can review your portfolio to help assure you are comfortable with your investments for the long term.