Financial Topics Newsletter
Prepared for and brought to you compliments of Jan Graybill

September 2008   Wednesday, September 8, 2010
Of Fires That Burn Out
by Nick Murray

On October 17, those who can even remember it will mark the twentieth anniversary of the day the great Yellowstone fire was contained.

The summer of 1988 would turn out to be Yellowstone National...


[FULL STORY]
 
Rolling Over Pension Plan Assets to a Roth IRA
Starting January 1, 2008, the Pension Protection Act of 2006 permits proceeds from qualified retirement plans, including 401(k), 403(b), and 457 plans, to be rolled over directly to a Roth individual retirement account (IRA).
[FULL ARTICLE]
 
Social Security Benefits for Married Couples
When should married couples apply for Social Security benefits? Before answering, you first need to understand the rules.
[FULL ARTICLE]
 
Should You Pay Back Social Security Benefits?
Deciding when to start Social Security benefits is an important decision. While full retirement age for Social Security benefits is gradually increasing from age 65 to age 67, you can still start benefits at age 62.
[FULL ARTICLE]
 
What Happened to Savings in America?
In the mid-1980s, the savings rate stood at more than 10%. As of March of this year, it was a measly 0.4%. These and a host of other data point to a disturbing reality: America is experiencing a savings crisis that threatens its economic future.
[FULL ARTICLE]
 
7 Steps to a Financially Healthy Marriage
Money is one of the great battlegrounds of marriage. It's the factor responsible for the most divorces, and according to a survey by Money magazine, the subject married couples argue about more than any other topic except one (that honor is reserved for household chores).
[FULL ARTICLE]
 

Founding partner of Legacy Planning Partners - A firm dedicated to providing clarity in a complex financial world. Length of experience and the ability to perceive future obstacles and opportunities are Jan’s strengths. Jan is a CERTIFIED FINANCIAL PLANNERTM professional (CFP®), a Chartered Financial Consultant (ChFC) and a Chartered Life Underwriter (CLU) with a focus on wealth protection and creation.
 
 

Feel free to contact Jan via e-mail at
jan.graybill@legacyplanninginc.com
or visit our Web site
www.Legacyplanninginc.com
 

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Published by Jan Graybill, CFP, ChFC, CLU
Copyright © 2008 Legacy Planning Partners. All rights reserved.

This information is a general discussion of the relevant federal tax laws. It is not intended for, nor can it be used by any taxpayer for the purpose of avoiding federal tax penalties. This information is provided to support the promotion or marketing of ideas that may benefit a taxpayer. Taxpayers should seek the advice of their own tax and legal advisors regarding any tax and legal issues applicable to their specific circumstances.

Registered Representative of Securian Financial Services, Inc. Securities and Investment Advisory Services offered through Securian Financial Services, Inc. Member FINRA/SIPC. Legacy Planning Partners is independently owned and operated.

Some information provided in this newsletter was prepared by Integrated Concepts. This newsletter intends to offer factual and up-to-date information on the subjects discussed, but should not be regarded as a complete analysis of these subjects. Professional advisers should be consulted before implementing any options presented. No party assumes liability for any loss or damage resulting from errors or omissions or reliance on or use of this material. TN 28453 DOFU: 0908
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