The Most Valuable Piece of Financial Information You Could Receive
Custom delivered to you
http://fiplanpartners.com/blog/
by Greg Powell, CIMA, President/CEO, Wealth Consultant

The Most Valuable Piece of Financial Information You Could Ever Receive

Do you want the most valuable financial information that is tailored to your life? Your time is valuable and we strive every month, throughout all our communication channels, to give you the most valuable information that applies to your life. Just as we give each of our clients a custom financial blueprint, we never want this eNewsletter to be a formula for the masses. We want this to be one of the most valuable emails you receive each month.

Here is how you can make this happen. Take our quick and short online survey and tell us what kind of information is most useful and valuable to you. This survey is totally anonymous will only take a few minutes of your time.

When you evaluate our existing eNewsletter and give us your thoughts you will:

  1. Receive custom information you can use to enhance your quality of life
  2. Gain knowledge and understanding of a sometimes confusing financial market
  3. Have valuable information to share with your friends and family

We want the good, the bad, and the ugly...
[FULL STORY]
 

Would You Sleep Better On 1 Million Dollars?
A few hundred dollars a year could make it happen
http://fiplanpartners.com/meetyourteam.htm
by Quint Cook, Senior Vice-President, Wealth Consultant

Would You Sleep Better On 1 Million Dollars?

Awhile back, I received a call from a client in distress. A neighbor was claiming that the client’s dog had escaped from the fence, traveled down the street and had bitten him while working in the yard. Matters were made worse by the fact that the neighbor was a surgeon and would be out of work indefinitely. Our client suddenly feared that a lifetime of prudent financial savings and security was about to be swept away at the blink of an eye. Financial catastrophe due to an unforeseen liability is a very real issue that we hear about frequently.


[FULL STORY]
 
The Best Investment Advice I Have Ever Received
Managing your emotions while investing
http://fiplanpartners.com/meetyourteam.htm
by Mac Frasier, Vice-President, Wealth Consultant

The Best Investment Advice I Have Ever Received

“Individuals who cannot master their emotions are ill-suited to profit from the investment process" - Benjamin Graham. I chose to start with a quote, because it perfectly sums up what this month’s article is about. It sounds overly simplistic that you should not let you emotions drive your investment making decisions, but it is much harder to do when it is your money. I realize that no one, including myself, is ever able to completely separate their emotions from their money. What I hope to do with this article is give you a few tips to help you manage your feelings to allow you to make better investment decisions.


[FULL STORY]
 
Is There Gas In My Sweet Tea?
5 surprising ways rising oil prices can affect you
http://fiplanpartners.com/meetyourteam.htm
by Ashley Page, Vice-President, Wealth Consultant

Is there gas in my sweet tea? Just like a couple of years ago, I saw my first sign at lunch today at one of my favorite restaurants where I live in Birmingham: “Due to the rising price of fuel, we unfortunately are having to pass along the following price increases to our customers. We are sorry for the inconvenience and hope to return to normal soon.” It struck me how quickly that the oil price-driven “think globally, act locally” expression had already come to my neighborhood and shown up in my wallet. It turns out that after doing a little research, I found out that the average barrel of oil provides the following to Americans: gasoline (42%), diesel (20%), jet fuel (9%), heating fuel oil (4.5%), heavy fuel oil (4.5%), liquefied petroleum gases (4.5%) and other products (16%). Seeing the sign on the cash register had me thinking how many impacts that rising oil prices are having on my family that I may not have been aware of. Here are 5 impacts that may, or may not, surprise you:


[FULL STORY]
 
Seriously?!! The Price of Gas is What?!
30 ways to reduce your fuel costs
http://fiplanpartners.com/meetyourteam.htm
by Amy Marquis, Chief Operations Officer

The price of gas is what?!!

In the current economy, every penny counts. The rising price of gasoline is affecting everyone’s wallet. The surest way you can improve your fuel cost problem is to change your motoring habits. Listed below are 30 effective methods of doing so... no need to buy expensive add-on equipment…just try and incorporate these changes into your driving habits. The savings will add up fast!

ENGINE WARM-UP

1. Avoid prolonged warming up of engine, even on cold mornings - 30 to 45 seconds is enough time.
2. Be sure the automatic choke is disengaged after engine warm up... chokes often get stuck, resulting in bad gas/air mixture.


[FULL STORY]
 
Bring Spring Into Your Home for $20 Dollars or Less
Adding color to your home without a strain on your budget
http://fiplanpartners.com/meetyourteam.htm
by Martin Harvey, Paraplanner

Add color to your home without a strain on your budget

Spring is a wonderful time of the year when everything just feels brighter, warmer, and more inviting. The sun seems to shine more, flowers are in bloom, and children are out-and-about playing. As the weather warms up, you might want to consider bringing more color in and around your home to welcome the spring season. Although you might find it hard to believe, there are several ways to do this without putting too much of a strain on your monthly budget. Focus on small ways to bring color to each room or area of your home by adding accessories that add visual appeal to your space.


[FULL STORY]
 
Organic On A Budget
Certain organic foods have more bang for your buck
http://fiplanpartners.com/meetyourteam.htm
by Julie Ellis, Branch Operation Manager

Certain organic foods have more bang for your buck

Grocery shopping these days can be a shock to your wallet. Society has us yearning to be healthier, eat fresh fruits and vegetables, and maybe even organic produce.

According to the USDA, organic foods are described as: Meat, poultry, eggs, and dairy products that come from animals that are not given antibiotics or growth hormones. Organic food is produced without using most conventional pesticides, sewage sludge, bioengineering, ionizing radiation, or fertilizers made with synthetic ingredients.


[FULL STORY]
 
5 Reasons Your Business Website Isn't Working for You
... and what you can do about it
http://fiplanpartners.com/meetyourteam.htm
by Chris Davis, Director of Integrated Communications

5 Reasons Your Business Website Isn't Working for You

Just about every business that wants to succeed has a website. These days, a website can be thrown together in a manner of minutes on any number of "build your own click and drag" websites. On the other hand, a business can spend months developing, creating and fine tuning their site. Your company's website can work for you, against you or simply do nothing at all... which is the same as working against you in my book.

As the web designer for fi-Plan Partners, I talk often with our business owner clients about their website and advise them on ways to make their site more valuable. If you feel like your website isn't working for you, here's my humble, but experienced top five reasons why.


[FULL STORY]
 
Why and How to Diversify Your Stock Portfolio
Ask 100 individual investors what they think is the number-one secret to making money in the stock market, and the answer you're likely to hear most often is: "Choosing the right stocks." But that would be wrong. Because the number-one secret to making money on Wall Street is...
[FULL ARTICLE]
 
Should You Still Invest in Stocks?
The first decade of the 21st century has been painful for investors accustomed to hearing that stocks are the best place for long-term growth and the only asset class that protects wealth against inflation.
[FULL ARTICLE]
 
Does Buy and Hold Still Make Sense?
More and more financial experts are claiming that the buy-and-hold strategy of investing has run its course, and that it doesn't make sense in today's volatile market. Several general conclusions can be drawn.
[FULL ARTICLE]
 
Learn Income Tax Basics
The subject of income taxes is one that most people prefer to ignore. However, since income taxes are a significant expense for most taxpayers, you should come to grips with some basics about taxes.
[FULL ARTICLE]
 
Dealing with Your Spouse's Credit Issues
Combining your finances with your spouse's finances may also include combining your credit histories. When you apply jointly for debt, both your credit histories will be evaluated. Thus, if one of you has an outstanding credit history and the other has credit problems, it can affect the approval process and the cost of your debt.
[FULL ARTICLE]
 


 
Greg Powell
President & CEO
www.fiplanpartners.com

President and CEO Greg Powell

It's your money, it's your life.

As an investor you want a financial planning firm with:

• investment strategies designed to grow your wealth
experienced financial advice & recommendations
• constant communication
• no restrictions to one particular company's investments. We have access to all investments.

You want your vision for your life to become reality. We have the financial planning expertise to help you get there.

Feel free to contact Greg
Email Greg here
or visit our Web site
www.fiplanpartners.com
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The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) may be appropriate for you, consult your financial advisor prior to investing. all performance referenced is historical and is no guarantee of future results. All indices are unmanaged and cannot be invested into directly. S&P 500 is an unmanaged index which cannot be invested into directly. Past performances is no guarantee of future results. Stock investing involves risk including loss of principal. CD's are FDIC Insured and offer a fixed rate of return if held to maturity.
Published by Fi-Plan Partners
Copyright © 2011 Fi-Plan Partners. All rights reserved.
Some articles in this newsletter were prepared by Integrated Concepts, a separate, nonaffiliated business entity. This newsletter intends to offer factual and up-to-date information on the subjects discussed, but should not be regarded as a complete analysis of these subjects. The appropriate professional advisers should be consulted before implementing any options presented. No party assumes liability for any loss or damage resulting from errors or omissions or reliance on or use of this material.
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