Stock Markets and Washington Leadership
Are we set for success?
www.fiplanpartners.com
by Greg Powell, President/CEO, Wealth Consultant
Greg Powell, CIMA, President/CEO Wealth Consultant

Since 1949, market researchers have tried to fully understand the impact that both Republicans and Democrats have on the economy and the stock market. In both 2008 and 2009, Americans have searched for Washington leadership, wondering if anyone in our nation’s capital would step forward with the solutions to address our current economic crisis. I am reminded of what Ronald Regan said, “An economist is someone who sees something happen, and then wonders if it would work in theory.” As economists throw out their forecast and theories, one thing is certain, gridlock in Washington works best when it comes to the markets.

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Your Free Credit Report
How you can get it 3 times a year!
www.fiplanpartners.com
by Quint Cook, Senior Vice President, Wealth Consultant
Quint Cook, Senior Vice-President, Wealth Consultant

In spite of the current economic environment, one of the positive doors that has been opened for the individual is the recent reduction of home mortgage rates. As people scramble to refinance current loans or take advantage of low housing prices, I have seen financial institutions taking a harder look at credit history. Repeatedly I'm hearing about unknown blips showing up on credit reports. Your credit report is only as good as

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Is Your Life Insurance Policy Healthy?
How to insure your policy is performing correctly
www.fiplanpartners.com
by Mac Frasier, Wealth Consultant
Mac Frasier, Wealth Consultant

Insurance can be a vital part of any financial plan, providing a sense of security during turbulent times. We expect that if we pay our premiums on time the policy will be there when we need it most. Over the past few years lapsing insurance policies are becoming more commonplace, even if all premium payments have been made on time.

The problem began to arise as interest rates...

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The Ins and Outs of IRA Contributions
The key to building retirement savings
www.fiplanpartners.com
by Amy Marquis, Branch Operations Manager
Amy Marquis, Branch Operations Manager

If you are not currently contributing to an IRA, consider making it part of your savings plan. An IRA is a great way to increase your retirement savings and take advantage of tax benefits. For the average tax payer, there are two IRA options available – the Traditional and the Roth. For some individuals the SIMPLE IRA and SEP IRA options are available. Contribution limits for the Traditional IRA and Roth IRA are also dependent on age. SEP and SIMPLE contributions are dependent on salary. Limits for each type of IRA are detailed in the list below:

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Your Financial Road Map
Are you making progress toward your financial goals? Are your finances in order? Are you prepared for a financial emergency? If you're not sure, take time to thoroughly assess your finances so you have a road map for your financial life.
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Raising Financially Responsible Children
It's not unusual to have concerns about the impact money may have on your children's lifestyles. Even beyond basic financial responsibility, you want to make sure that wealth does not remove your children's incentives to work hard, to pursue a meaningful career, or to care about other people. How do you help your children obtain the values you'd like them to have? Consider these tips.
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Asset Allocation Basics
The theory behind diversification, or asset allocation, is to spread your investments across different asset classes to help protect your portfolio from downturns in any one asset. Diversification is a defensive strategy - it is meant to protect your portfolio during market downturns and to reduce your portfolio's volatility.
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How Retirees Can Protect Their Nest Egg
While stock market fluctuations are painful for all investors, they are even more so for those nearing or in retirement. Investors who won't be retiring for many years have plenty of time for their investments to grow. Current and prospective retirees, however, may be concerned about how market fluctuations will affect their retirement plans. If you're looking for ways to help protect your nest egg, consider the following.
[FULL ARTICLE]
 
Be Prepared for a Layoff
In these economic times, job security is a notion from the past. All workers should be prepared financially for the possibility of a job layoff. Here are some tips to help with that process.
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President & CEO Greg Powell
www.fiplanpartners.com

President and CEO Greg Powell

As president and CEO of fi-Plan Partners I want you to know that our reputation is based on the difference we make in the lives of our clients. We're dedicated to delivering financial services to you with confidence, character and commitment above and beyond the competition.

Join us at fi-Plan Partners, where the "fi" stands for ...

  • Financial Integrity
  • Financial Independence
  • Financial Intelligence
  • Financial Improvement and
  • Fulfilled Individual

Feel free to contact me via e-mail at
gpowell@fiplanpartners.com

or visit our Web site
www.fiplanpartners.com
 

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Published by Fi-Plan Partners
Copyright © 2009 Fi-Plan Partners. All rights reserved.
Some information provided in this newsletter was prepared by Integrated Concepts. This newsletter intends to offer factual and up-to-date information on the subjects discussed, but should not be regarded as a complete analysis of these subjects. Professional advisers should be consulted before implementing any options presented. No party assumes liability for any loss or damage resulting from errors or omissions or reliance on or use of this material.
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