Financial Topics Newsletter

September 2008   Thursday, September 9, 2010
When Dentists & Financial Advisors Are Dangerous
Plus, The Difference Between Brokers, Insurance Reps, & Prostitutes
http://selfworthfp.com/CFP.htm
by Greg Peterson

Would you take your family to a dentist who didn’t go to dental school? What if he was a relative or friend that you really trust? What if he was referred to you by someone you trust? Imagine the phrases that dentist would have to use to set you at ease about his startling lack of education.
[FULL STORY]
 
Rolling Over Pension Plan Assets to a Roth IRA
Starting January 1, 2008, the Pension Protection Act of 2006 permits proceeds from qualified retirement plans, including 401(k), 403(b), and 457 plans, to be rolled over directly to a Roth individual retirement account (IRA).
[FULL ARTICLE]
 
Social Security Benefits for Married Couples
When should married couples apply for Social Security benefits? Before answering, you first need to understand the rules.
[FULL ARTICLE]
 
Should You Pay Back Social Security Benefits?
Deciding when to start Social Security benefits is an important decision. While full retirement age for Social Security benefits is gradually increasing from age 65 to age 67, you can still start benefits at age 62.
[FULL ARTICLE]
 
What Happened to Savings in America?
In the mid-1980s, the savings rate stood at more than 10%. As of March of this year, it was a measly 0.4%. These and a host of other data point to a disturbing reality: America is experiencing a savings crisis that threatens its economic future.
[FULL ARTICLE]
 
7 Steps to a Financially Healthy Marriage
Money is one of the great battlegrounds of marriage. It's the factor responsible for the most divorces, and according to a survey by Money magazine, the subject married couples argue about more than any other topic except one (that honor is reserved for household chores).
[FULL ARTICLE]
 

Greg Peterson holds a bachelor’s degree in Global Economy from BYU and an MBA in Finance & Entrepreneurship from the Marriott School of Management at BYU, where he was a Dean’s Scholar and 1st runner up in The Student Entrepreneur of The Year Award. He has started & managed several successful companies. After tenures at Merrill Lynch, Fisher Investments, & Smith Barney, he founded Peterson Wealth Management in 2007 to focus on high-quality, low-cost
401(k) plans as well as wealth management for households with over $100,000 to invest. He and his family reside in Orem, Utah and in Timberlakes Estates, Utah.

 
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Published by Greg Peterson, CFP®
Copyright © 2008 Integrated Concepts Group, Inc.. All rights reserved.

Securities offered through NEXT Financial Group, Inc., Member FINRA/SIPC. Peterson Wealth Management is not an affiliate of NEXT Financial Group, Inc.

Some information provided in this newsletter was prepared by Integrated Concepts. This newsletter intends to offer factual and up-to-date information on the subjects discussed, but should not be regarded as a complete analysis of these subjects. Professional advisers should be consulted before implementing any options presented. No party assumes liability for any loss or damage resulting from errors or omissions or reliance on or use of this material.

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