Financial Topics Newsletter

February 2009   Thursday, September 9, 2010
What Is An Annuity?
It's the opposite of a life insurance policy. A humorous explanation will help you remember the basic concept.

[FULL STORY]
 
Avoiding Financial Advisor Rip Offs
Like Bernie Madoff

Five lessons that reduce your chances of getting ripped off.

[FULL STORY]
 
Your Financial Road Map
Are you making progress toward your financial goals? Are your finances in order? Are you prepared for a financial emergency? If you're not sure, take time to thoroughly assess your finances so you have a road map for your financial life.
[FULL ARTICLE]
 
Raising Financially Responsible Children
It's not unusual to have concerns about the impact money may have on your children's lifestyles. Even beyond basic financial responsibility, you want to make sure that wealth does not remove your children's incentives to work hard, to pursue a meaningful career, or to care about other people. How do you help your children obtain the values you'd like them to have? Consider these tips.
[FULL ARTICLE]
 
Asset Allocation Basics
The theory behind diversification, or asset allocation, is to spread your investments across different asset classes to help protect your portfolio from downturns in any one asset. Diversification is a defensive strategy - it is meant to protect your portfolio during market downturns and to reduce your portfolio's volatility.
[FULL ARTICLE]
 
How Retirees Can Protect Their Nest Egg
While stock market fluctuations are painful for all investors, they are even more so for those nearing or in retirement. Investors who won't be retiring for many years have plenty of time for their investments to grow. Current and prospective retirees, however, may be concerned about how market fluctuations will affect their retirement plans. If you're looking for ways to help protect your nest egg, consider the following.
[FULL ARTICLE]
 
Be Prepared for a Layoff
In these economic times, job security is a notion from the past. All workers should be prepared financially for the possibility of a job layoff. Here are some tips to help with that process.
[FULL ARTICLE]
 

Greg Peterson holds a bachelor’s degree in Global Economy from BYU and an MBA in Finance & Entrepreneurship from the Marriott School of Management at BYU, where he was a Dean’s Scholar and 1st runner up in The Student Entrepreneur of The Year Award. He has started & managed several successful companies. After tenures at Merrill Lynch, Fisher Investments, & Smith Barney, he founded Peterson Wealth Management in 2007 to focus on high-quality, low-cost
401(k) plans as well as wealth management for households with over $100,000 to invest. He and his family reside in Orem, Utah and in Timberlakes Estates, Utah.

 
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Published by Greg Peterson, CFP®
Copyright © 2009 Integrated Concepts Group, Inc.. All rights reserved.

Securities offered through NEXT Financial Group, Inc., Member FINRA/SIPC. Peterson Wealth Management is not an affiliate of NEXT Financial Group, Inc.

Some information provided in this newsletter was prepared by Integrated Concepts. This newsletter intends to offer factual and up-to-date information on the subjects discussed, but should not be regarded as a complete analysis of these subjects. Professional advisers should be consulted before implementing any options presented. No party assumes liability for any loss or damage resulting from errors or omissions or reliance on or use of this material.

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