Financial Topics Newsletter
Brought to you compliments of Caroline Girgis, JD, and Dwayne Grady, MBA, ChFC®

September 2008   Saturday, February 4, 2012
Welcome to Our Newsletter

Welcome to our new e-newsletter for clients and friends. The newsletter will arrive via e-mail every month, containing informative articles on a variety of financial and investment topics. If you don't want to receive this newsletter, simply fill out the subscribe box below, indicating you wish to be deleted from our mailing list. You can also use the subscribe box to add friends or relatives to our mailing list. Please feel free to contact us with any questions or concerns. Hope you enjoy the newsletter.

 
Looking Back -- and Ahead--Market Update
It takes some pretty serious clout to compete with the political theater that takes place every four years in America. This time of year we’re used to seeing donkeys and elephants battling it out across the country. But regardless of political affiliation, the bear is the animal taking center stage in the minds of many Americans.
[FULL STORY]
 
Rolling Over Pension Plan Assets to a Roth IRA
Starting January 1, 2008, the Pension Protection Act of 2006 permits proceeds from qualified retirement plans, including 401(k), 403(b), and 457 plans, to be rolled over directly to a Roth individual retirement account (IRA).
[FULL ARTICLE]
 
Social Security Benefits for Married Couples
When should married couples apply for Social Security benefits? Before answering, you first need to understand the rules.
[FULL ARTICLE]
 
Should You Pay Back Social Security Benefits?
Deciding when to start Social Security benefits is an important decision. While full retirement age for Social Security benefits is gradually increasing from age 65 to age 67, you can still start benefits at age 62.
[FULL ARTICLE]
 
What Happened to Savings in America?
In the mid-1980s, the savings rate stood at more than 10%. As of March of this year, it was a measly 0.4%. These and a host of other data point to a disturbing reality: America is experiencing a savings crisis that threatens its economic future.
[FULL ARTICLE]
 
7 Steps to a Financially Healthy Marriage
Money is one of the great battlegrounds of marriage. It's the factor responsible for the most divorces, and according to a survey by Money magazine, the subject married couples argue about more than any other topic except one (that honor is reserved for household chores).
[FULL ARTICLE]
 

Dwayne Grady, MBA, ChFC®, and Caroline Girgis, JD, through Cornerstone Wealth Strategies Group, are committed to providing the finest service and investment advice to their clients. Both Dwayne and Caroline specialize in serving the needs of high-net-worth individuals, successful professionals, business owners, and retirees.

Both Dwayne and Caroline hold advanced degrees and designations and are highly knowledgeable in the areas of tax-advantaged investing, retirement planning, financial planning, and professional money management.

Successful management of your finances today is the key to the lifestyle that you and your family will enjoy-or endure-tomorrow. They would be happy to assist you with any of your financial needs.

Feel free to contact us via e-mail at
info@cwsg1.com

or visit my Web site
www.cornerstone500.com
 

SUBSCRIBE

Feel free to enter a friend’s e-mail address to receive a free copy of my newsletter. You can also remove your name from my mailing list by clicking the remove button.


Add a friend’s name
Remove your name
Send as HTML
 

ARCHIVE
August 2008
Copyright © 2008 Integrated Concepts Group, Inc.. All rights reserved.
Some information provided in this newsletter was prepared by Integrated Concepts. This newsletter intends to offer factual and up-to-date information on the subjects discussed, but should not be regarded as a complete analysis of these subjects. Professional advisers should be consulted before implementing any options presented. No party assumes liability for any loss or damage resulting from errors or omissions or reliance on or use of this material.
TELL A FRIEND