Welcome to my new e-newsletter for clients and friends. The newsletter will arrive via e-mail every month, containing informative articles on a variety of financial and investment topics. If you don't want to receive this newsletter, simply click on the "REMOVE" button in the subscribe box in the lower right column below, indicating you wish to be deleted from my mailing list. You can also use the subscribe box to add friends or relatives to my mailing list. Please feel free to contact me with any questions or concerns. Hope you enjoy the newsletter.

But it is never too early or late to plan for the next step in a child’s education career.

Deciding on a college or other post-secondary vocation school is based on a number of factors. But it should be clear that this is as much a business decision as anything else. You and your child are making a decision which will have a long-term impact on his earning power and your retirement.

And with your children getting ready to enter college, you need to be prepared for the possibility they may get sick or injured away from home.

Although your son or daughter will always be your 'baby,' in the eyes of the law he or she is considered an adult.

My highest priority is getting you where you want to be. If it's an important goal for you, then it's important to me to help get you there. Whether you need a road map for retirement investing or want an answer to a specific financial challenge, I am available.

My goal is to provide the peace of mind that comes with knowing you have entrusted your financial future to a team of experienced professionals that cares about making your dreams a reality - regardless of the size of your portfolio.

I work with retirees, busy professionals and growing families who are motivated to achieve financial success or need help with the challenges that result from a life changing event.

For more than 18 years I have been involved in helping individuals and organizations tackle complex financial issues through a progressive career in mortgage banking. For the last ten years I have focused my practice on all aspects of retirement and investment planning and have published articles on a variety of financial planning issues.

I am a CHARTERED RETIREMENT PLANNING COUNSELOR(sm) and CERTIFIED FINANCIAL PLANNER™ Professional. I earned a Master of Science degree in Finance from Bentley College and an undergraduate honors degree from the University of Massachusetts.

Based on my credentials, education, and fee only practices I also hold a five-star quality rating from the Paladin Registry, earned by fewer than 3% of planners in the country.

I am never too busy to help you or someone you know and care about.