Welcome to this edition of my e-newsletter for clients and friends. The newsletter arrives via e-mail every month, containing informative articles on a variety of financial and investment topics covering a full range of topics. And I invite other professionals to contribute articles as well to share their knowledge on topics that can impact your bottom line.

The general theme of this issue is a focus on college planning issues which expands on the articles I've published before both here and at www.moneylinkpro.wordpress.com. You'll also find articles from other colleagues on good investing practices and long term care insurance.

I hope that you find some practical advice to use in these articles. If you think that others you know may benefit from this information, you can also use the subscribe box in the right column to add friends or relatives to my mailing list. If you want to discontinue, scroll to the bottom to use the 'unsubscribe' button.

Please feel free to contact me with any questions or concerns or for strategies that we can develop to apply this information to your situation.

The best laid plans can be derailed by a life-changing event like a job loss. But that doesn't mean that your life goals are lost. With a little perspective and foresight, career-changers and those going through any life change can get back on track.

For a complete copy of the presentation, please visit:http://www.slideshare.net/stevestang/reinventing-your-retirement-new-realities-for-new-challenges

To view the press release, please visit: http://www.prlog.org/10239404.

As a result, saving for college is often the most significant savings goal for adults facing college costs in the future, particularly in light of many clients' depleted portfolio and home values.

Here Paul Bernstein, Salem-based estate planning attorney and member of The Wealth Counsel, examines several alternatives to 529 plans, including their advantages and disadvantages.

My highest priority is getting you where you want to be. If it's an important goal for you, then it's important to me to help get you there. Whether you need a road map for retirement investing or want an answer to a specific financial challenge, I am available.

My goal is to provide the peace of mind that comes with knowing you have entrusted your financial future to a team of experienced professionals that cares about making your dreams a reality - regardless of the size of your portfolio.

I work with retirees, busy professionals and growing families who are motivated to achieve financial success or need help with the challenges that result from a life changing event.

For more than 18 years I have been involved in helping individuals and organizations tackle complex financial issues through a progressive career in mortgage banking. For the last ten years I have focused my practice on all aspects of retirement and investment planning and have published articles on a variety of financial planning issues.

I am a CHARTERED RETIREMENT PLANNING COUNSELOR(sm) and CERTIFIED FINANCIAL PLANNER™ Professional. I earned a Master of Science degree in Finance from Bentley College and an undergraduate honors degree from the University of Massachusetts.

Based on my credentials, education, and fee only practices I also hold a five-star quality rating from the Paladin Registry, earned by fewer than 3% of planners in the country.

I am never too busy to help you or someone you know and care about.