Consider Long-Term-Care Insurance
Life expectancies have increased significantly
and are expected to continue to increase in the future. As people
age, they are more likely to develop conditions that limit their
ability to live independently. However, it is estimated that only
14% of households have purchased long-term-care insurance (Source:
Long-Term Care Costs and the National Retirement Risk Index,
March 2009).
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Using Conservative Assumptions
How can you ensure you'll have sufficient
funds to last your entire retirement? So many of the variables
used to calculate this amount seem uncertain. What is a reasonable
rate of return for your investments over the long term? How long
will you live, knowing life expectancies are increasing? How much
can you count on from Social Security and pension plans?
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Don't Make These Selling Mistakes
An important part of any investment strategy
is developing a methodology for ultimately selling your investments.
Unfortunately, many investors sell based on emotional factors,
making one of several mistakes
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Improving Your Credit Score
As lenders have clamped down on issuing
credit, your credit score now has a more significant impact on
loans available to you, the interest rate and fees you'll pay,
and other terms of the loan. Thus, it is more important than ever
to understand your credit score and how you can improve it.
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Why Do You Need Bonds?
Why should you consider bonds for your investment
portfolio? The primary reasons include...
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