A Financial Plan: Your Financial Road Map
A 2009 survey by the Certified Financial
Planner Board of Standards found that only slightly more than
one-third (36%) of Americans have a formal financial plan. A financial plan is a document that serves
as a blueprint for addressing your money needs in the most efficient
way possible for the rest of your life.
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Achieving Your Resolutions
How often have you drawn up an ambitious
list of new year's resolutions, only to find you've given up on
them after a few weeks? Don't let that happen to you in 2012.
If you want to make strides toward achieving your financial goals,
determine why your resolutions have failed in the past and find
ways to overcome those obstacles.
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Your 401(k) after Changing Jobs
Long gone are the days when most employees
worked for the same employer their entire careers. In fact, the
U.S. Bureau of Labor Statistics reported recently that people
born between 1957 and 1964 held an average of nearly 11 different
jobs between the ages of 18 and 42.
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Estate Planning for Singles
If you're single and think that estate planning
is a topic only relevant to married couples, think again. Whether
you've never been married or recently became a single person again,
there are a number of estate planning steps you should consider.
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Save as Much as You Can
Are you contributing as much as you can
to retirement plans? If you're not funding the maximum amount
possible, you could be missing out on a way to significantly increase
your retirement funds.
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